Effective 7-1-07
All rates subject to change without notice
Rates can be higher depending on your credit history.
| Type of Loan | Maximum Amount | Annual % Rate & Fair Isaac Score | Repayment Terms |
| Signature | $5,000.00 |
12.5%
626 & Over |
Up to 48 months |
| Share Secured | 100% of available shares | 3% above highest dividend rate | 144 months - 12 yrs |
| New & Used
Auto's, Motorcycles, Boats & Other Water Crafts
Used Autos |
80% Financing | 5.50%
700 & Over 5.90% 626 - 699 6.50% Below 626 |
24, 36, 48, & 60 month |
| New & Used
Auto's, Motorcycles, Boats & Other Water Crafts Used Autos (100% Retail Blue Book value) |
90% Financing | 6.50%
700 & Over 6.90% 626 - 699 7.50% Below 626 |
24, 36, 48, & 60
month 72 months over $20,000.00 USED AUTO's 72 Mos 3 yrs or less 60 Mos 4 yrs - 5 Yrs 48 Mos over 5 yrs |
| New & Used
Auto's, Motorcycles, Boats & Other Water Crafts Used Autos (100% Retail Blue Book value) |
100% Financing | 7.50%
700 & Over 7.90% 626 - 699 8.50% Below 626
|
24, 36, 48, & 60 month 72 months over $20,000.00 USED AUTO's 72 Mos 3 yrs or less 60 Mos 4 yrs - 5 Yrs 48 Mos over 5 yrs |
| New RV's Travel Trailers |
80% of purchase price (including tax & license fees) | 9.90% | (Determined by loan
amount) Up to 144 months - 12 years |
| Used RV's Travel Trailers |
75% of Wholesale Bluebook | 10.90% | Up to 120 months - 10 yrs |
| Visa | $5,000.00 | 12.50% | 2% of outstanding balance |
| Secured Visa | Based on Members deposit | 10.00% | 2% of outstanding balance |
| Auto Equity | See Loan Officer for details | Base on New Auto Rates | 15 years - determined by loan amount |
| 1st Trust Deeds | See Loan Officer for details | Based on CU Mortgage rates | 15 years - determined by loan amount |
| 2nd Trust Deeds | See Loan Officer for details | Based on CU Mortgage rates | 15 years |
| Vintage/Classic Cars | Loans are made on individual basis | See credit union Loan Officer for details |